If your down payment is under 20%, you’ll probably need mortgage insurance — but the good news is, it doesn’t have to stick around forever.

Title insurance might not be the most exciting part of buying a home — but it’s one you’ll be glad you have. Here’s why.

Wondering what that origination fee on your loan estimate is? Here’s a quick breakdown of what it covers.

Did you know a seller can help cover some of your closing costs? Here’s how seller concessions work — and why sellers offer them.

Wondering what income lenders actually count when you apply for a mortgage? Here’s a quick breakdown of what qualifies.

A refinance is more than just a new loan — it’s a chance to realign your mortgage with your financial goals. Here’s what that means.

Heard the term "discount points" but not sure what it actually means? Here’s a simple breakdown of when it makes sense—and when it might not.

Worried about taxes on that generous gift from your parents? Let’s break down what actually happens when you receive gift money for a down payment.

Big credit news! Medical debt is officially off credit reports—here’s how it could impact your score and your ability to buy a home.

Homeowners insurance is part of your monthly mortgage—but did you know you’ll need to pay for a full year upfront at closing? Here’s why.

Not all online rates are what they seem. Learn how discount points can impact your mortgage costs before you commit.

One thing we wish homebuyers knew regarding credit score and credit card usage.

Wondering if you should work with a boutique mortgage brokerage instead of a bank? Below are 3 big differences between KCity Mortgage and your large-scale bank.

If purchasing a new house is a goal of yours this year, we can help you achieve it. Here are 3 simple steps to begin the process of purchasing a home.

Many lenders claim that if you’re not pre-approved for a mortgage, you don’t stand a chance in the housing market. What does that mean?

Congratulations! You found your dream home and have an accepted offer. You’re ready to close on the home and finalize the mortgage loan that finances your home.